Risk Management

  • +Workers’ Compensation
    • We have access to many different workers compensation markets and can help you find the least expensive policy for you.

      We work with many pay-as-you-go WC insurance companies.  With pay-as-you-go workers compensation, you pay the exact amount of premiums each pay period based upon the wages actually paid.  There is no big deposit required and the premiums are paid over all 12 months.  Even the year audit is dramatically simplified or even avoided.


  • +Pay – As – You Go
    • A Pay-As-You-Go Workers’ Compensation Insurance solution

      What is pay as you go workerscompPay as you go workerscompensation allows you to make premium payments each time you run payroll. Your workerscomp insurance liability is spread out throughout the year. Traditional workerscomp plans require large lump sum payments to cover the estimated cost of your liability.   

      We can help you:                                                                                  

      • Get the right coverage — Find the right insurance policy through our network of top-rated carriers.
      • Save money — Our carrier partners have premium credit programs that may help you save money.
      • Improve your cash flow — You may be able to eliminate large up-front premium deposit payment, and spread them out over the entire year based upon your actual payroll costs.

With Rand, we can rest assured that all our payroll needs are met. The RAND team is always at our service, extremely prompt, professional, and friendly. They know all the ever-changing tax and legal requirements, so it give us peace of mind that RAND ensures we are in compliance. They make our business easier.

Brigit Huffman President/Fond O’ Foods Inc